Written by ForexBrokers.com
In this head to head comparison of XTB vs eToro, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Comparing online brokers XTB and eToro: XTB was founded in 2002; eToro in 2007. Both are publicly traded and are not banks. On regulation, XTB holds two Tier-1 licenses and two Tier-2 licenses, while eToro holds four Tier-1 licenses and one Tier-2 license.
ForexBrokers.com rates XTB at 96/99 and eToro at 97/99 on its Trust Score. On that scale, 90-99 is highly trusted, 80-89 trusted, 70-79 average risk, 60-69 high risk, and below 59 not trusted. That means both brokers are in the highly trusted group, with eToro edging XTB by a point and carrying more Tier-1 oversight, while XTB matches with more Tier-2 coverage.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Year Founded | 2002 | 2007 |
| Publicly Traded (Listed) | Yes | Yes |
| Bank | No | No |
| Tier-1 Licenses | 2 | 4 |
| Tier-2 Licenses | 2 | 1 |
| Tier-3 Licenses | 1 | 0 |
| Tier-4 Licenses | 2 | 1 |
XTB and eToro both keep commissions and fees fairly simple, but XTB comes out ahead on pricing. XTB offers a spread-only Standard account and a commission-based Professional account for eligible clients in the U.K. and Europe. Based on Q4 2023 data, its average EUR/USD spread was 1 pip, which is around the industry average. For smaller trades, the Standard account is usually the better deal, while active traders may qualify for lower spreads through XTB’s Lower Spread Group. XTB is rated 4.5 stars and is ranked #13 out of 36 brokers for Commissions and Fees by ForexBrokers.com.
eToro also lists a typical EUR/USD spread of 1 pip, but as a market-maker broker it tends to appeal more to traders who want its social copy trading features than to those looking for low trading costs. Its fees are slightly higher than the industry average overall, though eToro Club can add value for larger balances through perks like lower deposit and withdrawal fees, Trading Central access, and account support. eToro is rated 4 stars and is ranked #22 out of 36 for Commissions and Fees.
In simple terms, XTB is the stronger choice if lower trading costs are your main goal, while eToro may be more attractive if you care more about copy trading and platform features than about tight pricing.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 |
| Average spread (EUR/USD) - Standard account | 0.92 | 1 |
| All-in Cost EUR/USD - Active | 0.92 | 1 |
| Non-wire bank transfer | No | Yes |
| PayPal (Deposit/Withdraw) | Yes | Yes |
| Skrill (Deposit/Withdraw) | Yes | Yes |
| Bank Wire (Deposit/Withdraw) | Yes | Yes |
Dive deeper: Best Low Spread Forex Brokers.
XTB and eToro both give traders access to forex, stock investing, and crypto CFDs, but their investment menus are not identical. XTB stands out for its larger overall selection, with 10,900 tradeable symbols and 71 forex pairs, compared with eToro’s 7,441 symbols and 65 forex pairs. Both brokers let clients buy exchange-traded securities on U.S. and international exchanges, so you can invest in real shares such as Apple or Vodafone through either platform.
The main differences come down to extra features and crypto access. eToro offers copy trading and lets users buy actual cryptocurrency, while XTB does not offer either of those options. XTB does, however, provide cryptocurrency CFDs like eToro. Both brokers earn 5 out of 5 stars for Range of Investments, though ForexBrokers.com ranks eToro slightly higher overall in this category, placing it #10 out of 36 brokers versus XTB at #14.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes |
| Tradeable Symbols (Total) | 10900 | 7441 |
| Forex Pairs (Total) | 71 | 65 |
| U.S. Stocks (Shares) | Yes | Yes |
| Global Stocks (Non-U.S. Shares) | Yes | Yes |
| Copy Trading | No | Yes |
| Cryptocurrency (Underlying) | No | Yes |
| Cryptocurrency (CFDs) | Yes | Yes |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
Dive deeper: Best Copy Trading Platforms.
XTB and eToro both make trading easy to try, thanks to free demo accounts, web-based platforms, and their own in-house platforms. Both also let you trade straight from a stock chart, and each earns a strong 4.5 out of 5 stars for trading platforms and tools. In ForexBrokers.com’s ranking of 36 brokers, XTB placed #9 and eToro came in slightly higher at #8. Neither broker supports MetaTrader 4 or MetaTrader 5, so traders looking for those platforms will need to look elsewhere.
The main difference is in desktop access and copy trading. XTB offers a Windows desktop platform, while eToro does not. On the other hand, eToro offers copy trading, which lets users follow and mirror other traders, while XTB does not. For traders who want a desktop download and a more traditional platform setup, XTB has the edge; for those who want social and copy trading features, eToro stands out more.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Virtual Trading (Demo) | Yes | Yes |
| Proprietary Desktop Trading Platform | Yes | Yes |
| Desktop Platform (Windows) | Yes | No |
| Web Platform | Yes | Yes |
| Copy Trading | No | Yes |
| MetaTrader 4 (MT4) | No | No |
| MetaTrader 5 (MT5) | No | No |
| Charting - Indicators / Studies (Total) | 39 | 106 |
| Charting - Trade From Chart | Yes | Yes |
Dive deeper: Best MetaTrader 4 Brokers, Best MetaTrader 5 Brokers.
XTB and eToro both make trading on the go easy, with iPhone and Android apps, stock and forex price alerts, and tools for drawing trendlines on charts. Each broker also earns a strong 4.5 out of 5 stars for mobile trading apps, so both are solid choices for everyday mobile trading. XTB is ranked #8 out of 36 brokers in the Mobile Trading Apps category, while eToro is close behind at #10.
The main differences come down to charting and watchlist syncing. eToro lets users sync watchlists between the mobile app and online account, which is handy if you switch devices often, and it offers a much larger selection of technical studies, with 104 compared with XTB’s 39. XTB, however, auto-saves chart drawings in its mobile app, which can be useful if you want your notes and lines to stay in place without extra steps.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Android App | Yes | Yes |
| Apple iOS App | Yes | Yes |
| Mobile Price Alerts | Yes | Yes |
| Mobile Watchlists - Syncing | No | Yes |
| Mobile Charting - Indicators / Studies | 39 | 104 |
| Mobile Charting - Draw Trendlines | Yes | Yes |
| Mobile Charting - Trendlines Autosave | Yes | No |
Dive deeper: Best Forex Trading Apps.
XTB and eToro both give traders plenty of useful market research tools, including daily market commentary, forex news from major sources like Bloomberg and Reuters, a sentiment tool that shows long and short positions, and an economic calendar for tracking key global events. Neither broker offers Autochartist, Trading Central, or Acuity Trading tools, so their research setup is similar in those areas.
The main difference is that eToro adds TipRanks market research, while XTB does not. Even so, XTB comes out slightly ahead overall for research, with a 5-star rating and a ForexBrokers.com ranking of #9 out of 36 brokers, compared with eToro’s 4.5-star rating and #12 ranking.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes |
| Forex News (Top-Tier Sources) | Yes | Yes |
| Autochartist | No | No |
| Trading Central | No | No |
| Client sentiment data | Yes | Yes |
| TipRanks | No | Yes |
| Acuity Trading | No | No |
| Economic Calendar | Yes | Yes |
Dive deeper: Best Brokers for Forex Research.
When it comes to education for beginners, both XTB and eToro give new traders plenty to work with. Each broker offers forex and CFDs learning content, runs online educational webinars at least once a month, and provides at least 10 beginner videos as well as 10 advanced videos. That means either platform can help a beginner learn the basics and keep growing into more advanced trading topics.
The main difference is in how each broker is rated and ranked. XTB earns 5 out of 5 stars for Education and ranks #11 out of 36 brokers on ForexBrokers.com, while eToro gets 4.5 out of 5 stars and ranks #3 out of 36. So while XTB stands out with a top education rating, eToro places higher in the category overall, making both strong choices for traders who want easy-to-access learning tools.
| Feature |
XTB
|
eToro
|
|---|---|---|
| Webinars | Yes | Yes |
| Videos - Beginner Trading Videos | Yes | Yes |
| Videos - Advanced Trading Videos | Yes | Yes |
Dive deeper: Best Forex Brokers for Beginners.
After testing 63 of the best forex brokers, our research and account testing finds that XTB is better than eToro. XTB finished with an overall rank of #7, while eToro finished with an overall rank of #9.
As a trusted multi-asset broker, XTB offers outstanding customer service, a wide variety of forex and CFDs, and an excellent overall trading experience. Its xStation 5 trading platform is well-designed and packed with innovative features, and XTB’s offers comprehensive educational content and market research.
| Feature |
XTB
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eToro
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| Trust Score | 96 | 97 |
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In the XTB vs eToro comparison for cryptocurrency trading, eToro lets you buy actual (delivered) crypto and trade crypto CFDs, while XTB supports only cryptocurrency CFDs and does not offer purchasing real, delivered cryptocurrencies.
In the XTB vs eToro comparison for deposit and withdrawal methods, eToro supports ACH/SEPA while XTB does not, both online brokers accept PayPal, Skrill, and bank wire transfers, and Visa/Mastercard availability is not specified for either.
Please note:
We review each broker’s overall global offering – a “Yes” checkmark in our Compare Tool does not guarantee the availability of any specific features in your country of residence. To verify the availability of any features within your country of residence, please contact the broker directly.
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0 of 5| Overall Rating | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
| Broker Screenshots | XTB | eToro | |
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| Regulation | XTB | eToro | |
|---|---|---|---|
| Trust Score | 96 | 97 | |
| Year Founded | 2002 | 2007 | |
| Publicly Traded (Listed) | Yes | Yes | |
| Bank | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes | |
| Tier-1 Licenses | 2 | 4 | |
| Tier-2 Licenses | 2 | 1 | |
| Tier-3 Licenses | 1 | 0 | |
| Tier-4 Licenses | 2 | 1 |
| Tier-1 Licenses (Highly Trusted) | XTB | eToro | |
|---|---|---|---|
| Australia (ASIC Authorised) | No | Yes | |
| Canada (CIRO Authorised) | No | No | |
| Hong Kong (SFC Authorised) | No | No | |
| Japan (FSA Authorised) | No | No | |
| Singapore (MAS Authorised) | No | Yes | |
| Switzerland (FINMA Authorised) | |||
| United Kingdom (U.K.) (FCA Authorised) | Yes | Yes | |
| USA (CFTC Authorized) | No | No | |
| New Zealand (FMA Authorised) | No | No | |
| Regulated in one or more EU or EEA countries (MiFID). | Yes | Yes |
| Tier-2 Licenses (Trusted) | XTB | eToro | |
|---|---|---|---|
| Kenya (CMA Authorised) | |||
| Israel (ISA Authorised) | No | No | |
| South Africa (FSCA Authorised) | Yes | No | |
| UAE (DFSA, FSRA, or CMA Authorised) | Yes | Yes | |
| India (SEBI Authorised) | No | No | |
| Jordan (JSC Authorised) |
| Investments | XTB | eToro | |
|---|---|---|---|
| Forex Trading (Spot or CFDs) | Yes | Yes | |
| Tradeable Symbols (Total) | 10900 | 7441 | |
| Forex Pairs (Total) | 71 | 65 | |
| U.S. Stocks (Shares) | Yes | Yes | |
| Global Stocks (Non-U.S. Shares) | Yes | Yes | |
| Copy Trading | No | Yes | |
| Cryptocurrency (Underlying) | No | Yes | |
| Cryptocurrency (CFDs) | Yes | Yes | |
| Disclaimers | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). | Note: Crypto CFDs are not available to retail traders from any broker's U.K. entity, nor to U.K. residents (except to Professional clients). |
| Cost | XTB | eToro | |
|---|---|---|---|
| Average spread (EUR/USD) - Standard account | 0.92 | 1 | |
| All-in Cost EUR/USD - Active | 0.92 | 1 | |
| Inactivity Fee | Yes | Yes | |
| Order execution: Agency | Yes | Yes | |
| Order execution: Market Maker | Yes | Yes |
| Funding | XTB | eToro | |
|---|---|---|---|
| Minimum Deposit | $0 | $50-$10,000 | |
| PayPal (Deposit/Withdraw) | Yes | Yes | |
| Skrill (Deposit/Withdraw) | Yes | Yes | |
| Bank Wire (Deposit/Withdraw) | Yes | Yes | |
| Non-wire bank transfer | No | Yes |
| Trading Platforms | XTB | eToro | |
|---|---|---|---|
| Proprietary Desktop Trading Platform | Yes | Yes | |
| Desktop Platform (Windows) | Yes | No | |
| Web Platform | Yes | Yes | |
| Copy Trading | No | Yes | |
| MetaTrader 4 (MT4) | No | No | |
| MetaTrader 5 (MT5) | No | No | |
| cTrader | No | No |
| Trading Tools | XTB | eToro | |
|---|---|---|---|
| Virtual Trading (Demo) | Yes | Yes | |
| Price Alerts | Yes | Yes | |
| Charting - Indicators / Studies (Total) | 39 | 106 | |
| Charting - Trade From Chart | Yes | Yes | |
| Charts can be saved | Yes | Yes |
| Mobile Trading | XTB | eToro | |
|---|---|---|---|
| Android App | Yes | Yes | |
| Apple iOS App | Yes | Yes | |
| Mobile Price Alerts | Yes | Yes | |
| Mobile Watchlist [DELETED] | |||
| Mobile Watchlists - Syncing | No | Yes | |
| Mobile Charting - Indicators / Studies | 39 | 104 | |
| Mobile Charting - Draw Trendlines | Yes | Yes | |
| Mobile Charting - Trendlines Autosave | Yes | No | |
| Mobile Research - Economic Calendar | Yes | No |
| Research | XTB | eToro | |
|---|---|---|---|
| Daily Market Commentary (Articles) | Yes | Yes | |
| Forex News (Top-Tier Sources) | Yes | Yes | |
| Autochartist | No | No | |
| Trading Central | No | No | |
| TipRanks | No | Yes | |
| Client sentiment data | Yes | Yes | |
| Economic Calendar | Yes | Yes |
| Education | XTB | eToro | |
|---|---|---|---|
| Webinars | Yes | Yes | |
| Videos - Beginner Trading Videos | Yes | Yes | |
| Videos - Advanced Trading Videos | Yes | Yes |
| Major Forex Pairs | XTB | eToro | |
|---|---|---|---|
| GBP/USD [DELETED] | |||
| USD/JPY [DELETED] | |||
| EUR/USD | Yes | Yes | |
| USD/CHF [DELETED] | |||
| USD/CAD [DELETED] | |||
| NZD/USD [DELETED] | |||
| AUD/USD [DELETED] | |||
| Review | XTB Review | eToro Review |
| Overall | XTB | eToro | |
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| Trust Score | 96 | 97 | |
| Winner | check_circle | ||
| Review | XTB Review | eToro Review |
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